How to Retire on Dividends
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Read the Free First Chapter
Get the first chapter of How to Retire on Dividends — completely free, delivered as a PDF. The book shows you how to build a retirement income portfolio that pays 6%, 7%, even 8% per year without ever selling a single share of your principal. Below, you'll find a quick overview of what the chapter covers, along with the form to download your free copy.
What's in the Free Chapter
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Why traditional retirement income is failing retirees. Pensions are gone for most people, Social Security falls short of the lifestyle most retirees want, and bank interest rates barely register. The chapter lays out the real income gap retirees are facing today.
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The problem with the standard 401(k) plan. Even retirees who've built strong savings face a payout problem: in a low-yield environment, how do you turn a million-dollar portfolio into income that lasts?
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Why the S&P 500 isn't enough. The index pays around 2% in dividends today, which means a $1 million portfolio generates just $20,000 a year. The chapter explains why mainstream stock investing leaves retirees short.
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What dividend-powered income offers instead. Most retirees prefer income over capital gains, but they need to know where to find yields that actually support retirement. The chapter sets up the framework the rest of the book builds on.
About the Author
Brett Owens is a dividend investing author, contrarian income strategist, and creator of DividendGPT.
At How to Retire on Dividends, his contrarian income recommendations have averaged 9.4% annualized total returns since inception, with most gains paid as dividends.
His work focuses on the corners of the income market that most advisors overlook: closed-end funds, REITs, BDCs, and preferred shares that quietly do the heavy lifting for retirees who actually need their portfolios to pay the bills.
Get the Free Chapter
Enter your email, and we'll send you Chapter 1 of How to Retire on Dividends — completely free. You'll also join our weekly newsletter for dividend and retirement income strategies. Unsubscribe anytime.
About the Book
How to Retire on Dividends is built around a contrarian idea: you don't have to sell shares to fund retirement. You can live off the dividends instead, at yields most retirees are told aren't realistic. The book walks you through how it works in practice, from the math behind a safe 8% portfolio to the specific kinds of investments that get you there — closed-end funds, REITs, BDCs, and covered call strategies. It's a guide for retirees who want their portfolio to do the work, instead of slowly running it down.
For a chapter-by-chapter walkthrough of the full framework, see our book summary.
Frequently Asked Questions
Is the first chapter really free?
Yes. The first chapter of How to Retire on Dividends is completely free to download as a PDF. There's no payment required, no credit card, no trial. You enter your email address, and the chapter is yours.
Do I need to subscribe to anything?
You'll be added to the How to Retire on Dividends weekly newsletter, which sends dividend and retirement income strategies every Wednesday morning. You can unsubscribe anytime with one click. The chapter is yours to keep either way.
What format is the PDF in?
The chapter comes as a standard PDF, which opens on any phone, tablet, laptop, or e-reader. No special software required. You can read it in your browser, save it to your device, or print it.
What if I want the whole book?
How to Retire on Dividends is available in full on Amazon in both Kindle and paperback editions. The first chapter gives you a clear sense of the book's approach so you can decide whether the full strategy is worth picking up.
Related Reading
If you want a head start before reading the chapter, our guide to the best dividend ETFs for retirement income covers the foundational picks worth considering for a dividend retirement portfolio.